UPI & E-Wallets (Status: It’s Complicated)

It was one fine morning of August 2016, I had just finished my first early morning walk of this year’s second attempt to “get fit”…

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Product Manager vs Product Owner

  “Product Manager” and “Product Owner” to a great extent treated as same, which in my humble is not the case. Product Managers often thought…

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EBCDIC vs ASCII

You might like to read “What is Character Encoding?” first. ASCII stands for The American Standard Code for Information Interchange and EBCDIC for the Extended…

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What is Character Encoding?

“There are 10 types of people in this world, those who understand binary and those who don’t.” It’s a nerd joke which should set the…

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Introduction to ISO 8583 Message Specification

My almost a decade long experience in Payment domain allowed me to understand financial transactions better. Here I will try my best to provide a…

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Refund vs. Reversal vs. Void Transactions 

A transaction typically go through two cycles, i.e; Authorization and Clearing. Reversal, Refund and Void transactions all meant to return the money to customer. Depending…

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Payment Tokenization – Clearing Flow

In the first part of Tokenization articles we covered the basic understanding of tokenization and in the second part we covered the Authorization flow. In…

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Payment Tokenization – Authorization Flow

In the first part of Tokenization we covered the basic understanding of tokenization. In this article, we’ll dive deeper to understand the tokenization based authorization…

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What is Payment Tokenization?

Tokenization is basically a substitution technique. Substitution is practiced to isolate data or information in an ecosystem. Payment world adopted tokenization to secure sensitive data…

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Aadhar Pay

Aadhar Pay is an Aadhar Enabled Payment System (AEPS) by UIDAI and NPCI. It eliminates the need of a debit card Or mobile wallet like…

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How to set TimeMachine backup size limit

TimeMachine will standard use all the available disk space on an external drive or a external server volume. You can setup a limit how much…

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How to Delete TimeMachine Backup Manually

If you owe a Mac you must be using TimeMachine to backup your machine. And if you use TimeMachine at one point of your life…

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Thank You!!!

When roads were dark, you showed me light I almost gave up but you pushed me to fight I don’t know what made me trust…

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On My Death Bed

I miss the risks I couldn’t take And regret the smiles that I faked I miss the dreams I was scared to see And hate…

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Wings

You gave me spirit to dream and dare But when I needed you beside you were never there You gave me the strength n courage…

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Scars

Every scar has a history and a story Its either a grief or fight for the glory Few can be seen on the outside others…

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Bhai (Brother)- I want to make a confession!

Bhai, today I want to make a confession You are the best one in all my possessions I was born as your little sister And…

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Choices!

To be ourselves or to follow someone else, we all have a choice To get depressed or cherish life feeling rejoice, we all have a…

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Women & Corporate- The Hidden Barriers!

People say women are equally qualified and talented but when it comes to success, barriers persist. In recent decades women have increasingly entered managerial and…

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Fear vs Regret?

One thought is agitating my mind for last few days so decided to write it down and share it with you. Fear and Regret, both are…

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Hypocrites in Indian Society

I agree that this topic is being discussed for ages now and everybody knows about it. It is always said that people with old school…

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6 Things that Made My Workplace Work for Me!!

Be it employer or employee, our workplace is the place where we spend 50%-60% of our day. That’s the reason it becomes more important to…

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I have all right to be happy!! :)

Yeah, the title seems to be so simple and repetitive….heard so many times. This blog won’t give you so called tips to be happy because…

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